Personal Loan

The personal loan is suitable for you if:

• You need money quickly
• You don’t want to provide documents justifying the use of funds
• You can prove a monthly income

There are two types of personal loans: secured personal loan and unsecured personal loan.

How do you know where to start?

Following an analysis of your income and expenses, Bright Finance’s expert brokers will detail the personal loans you qualify for, where you can obtain the largest sum of money, and which bank can provide you with the fastest approval. We take care of everything you need and offer you a complete and personalized financing solution.

Why choose Bright Finance financing brokers for a personal loan?

• We have offers from over 15 banks and financial institutions for you
• We have an in-depth understanding of the Romanian banking market and bank procedures
• Thanks to the large volumes negotiated, we can prioritize financing applications and optimize costs
• Financial consultation is FREE by law
• Bright Finance is authorized by ANPC based on Government Emergency Ordinance 52/2017
• We guarantee 100% transparency throughout the process, from the first meeting to obtaining the desired personal loan.

What’s the brief process for obtaining a personal loan?

• We assist you in compiling the loan application file
• We support your application at the bank we’ve identified as the best fit for your needs
• We provide support until you finally access the loan.

Useful information about personal loans to consider:

The personal loan is one of the best financing solutions available on the financial-banking market in Romania. Each bank or non-bank institution sets a certain financing limit for unsecured loans. This financing limit is designed considering risk parameters and especially the financial capabilities and needs of the prospective borrower. In order for this limit to be set around larger, more accessible sums of money for clients, the personal loan has taken on the form of a secured loan.

A financial product broker does not charge commissions from clients. Therefore, the financial broker’s services are free, as the credit institutions and non-bank financial institutions pay the credit broker for the intermediation of each loan.